Billy Anstett,
Expert Mortgage Originator for First-Time Buyers & Bad Credit Situations

Being a first time home buyer I had no idea where to start. After doing a google search Luminate Home Loans came up and I reached out and was directed to Billy Anstett who is the real MVP here. We've been in contact back and forth since 2021 and he helped us first get our credit in order and let us know what needed to be done in order to reach that certain mark where we felt comfortable enough to go ahead with a home loan. Every interaction we had with Billy was nothing but amazing, every step taken was explained and every question even the dumb ones were answered. Going with Luminate Home Loans and having Billy be there next to us in the process made everything so much more easier and worth it. Thanks to Billy and Luminate homes in helping us get our first home!!

- Kassandra A.

Billy Anstett went above and beyond at each step to help me buy my first home. He was available on the weekends when I needed something and got me everything I needed very quickly. I got my first offer accepted and Billy was a huge part of that. And once I got the offer accepted, Luminate Home Loans clearly explained each step of the closing process and made it very easy to stay on track. Billy answered all my questions and answered questions I didn't even know I had. He helped me learn so much about homebuying. I highly recommend working with him!

- Shaina T.

Billy was excellent from my initial loan app all the way to close. He was very ready to communicate and tell me exactly what needed to be done. No delays. Straight to the point and happy to help explain anything and had a great processor to help everything along.

Now I’m happy in a new home! I highly recommend going with him if you’re a new home buyer or if you’re just financing in general.

- A.B.